Aflac is not like other insurance plans as it pays you directly instead of paying your doctors and providers. We offer four Aflac plans: Accident, Critical Illness, Hospital Indemnity, and Whole Life Insurance.
Each plan offers coverage for different “events,” and it’s not exactly obvious based on the name. The best way to think about it is that the Accident plan covers you for any sudden injuries, like broken bones, lacerations, or wounds; the Critical Illness plan covers you for big lifechanging diagnoses, like cancer, strokes, and heart attacks; the Hospital Indemnity plan pays you when you are admitted into a hospital, go to the doctor, or have surgery; and then there’s the whole life insurance plan, which is… well, a whole life insurance plan! Some Aflac plans (Critical Illness and Accident) even offer a Wellness component, which means they pay you $50 a year for getting routine medical tests you probably would get anyway.
Because Aflac offers such different plans, they are well suited for anyone who is looking for supplemental insurance. If you want advice on where to start: if you have kids or your hobbies or work involve physical activity, you should consider the accident plan. If you have a family history of any critical illness, you should consider the critical illness plan. If you have upcoming surgeries, are pregnant, or are planning to become pregnant, you should consider the hospital plan.
To read more about each plan check out the individualized plan pages below:
If you’d like to enroll or if you have any questions you want to ask us directly give us a call at 888-315-8027. If you want more information, check the links above or email support@SDPEBA.org.
About Us
The San Diego Public Employee Benefit Association is a partnership of unions and associations designed to help reduce costs, improve benefits, and enhance support for San Diego’s public employees. We’re here to answer your questions and help make sure you get the most out of your benefits while also advocating for you directly to the provider to make sure you get the best experience possible.