Aflac offers a fixed rate plan that can be set up from the comfort of your own home. Once you sign up, your price is locked in and won’t change, no matter your age, health status, or if you change jobs. Additionally, Aflac’s coverage begins the day you enroll, making it one of the fastest ways to start receiving coverage.
That all being said, the Aflac plan is one of our less customizable options. The plan only offers coverage between $5,000 and $300,000 and it doesn’t have any fancy riders or stipulations.
Is the Aflac Life Insurance Plan right for me?
Since this plan is on a fixed rate, it can be a great deal for anyone. We recommend you look at the rate sheet and check if a plan like this could fit into your budget. We especially recommend this plan to our younger members, since it will cost less and will follow you even if you switch careers.
One of the main draws to this plan is that it doesn’t expire. Term-life insurance plans are often cheaper and have bigger payouts, but they don’t cover you past a certain age. Whole life insurance does.
The plans vary pretty drastically based on age, whether or not you smoke, and how much coverage you want. Check out the rate sheet linked on the sidebar for more information.
How do I enroll?
To enroll in Aflac Life, simply call 888-315-8027 at any time. You can also sign up online by heading here and following the instructions. If you need your EEID, email info@SDPEBA.org and we’ll get it to you as soon as possible.
In order to file an Aflac claim, you’ll need to make a “My Aflac” account. It’s probably in your best interest to make one of these as soon as this plan goes live on January 1st.
When you create your account you must use your certificate number. We highly recommend you check this guide on “How to File a Claim” as you might need to alter your certificate number.
Once you have created an account, you simply need to go to MyAflac.Aflac.com and click “New Claim.” If you have any difficulty creating a claim, check out this guide, or call/email us. We’ll gladly help you out.
About Us
The San Diego Public Employee Benefit Association is a partnership of unions and associations designed to help reduce costs, improve benefits, and enhance support for San Diego’s public employees. We’re here to answer your questions and help make sure you get the most out of your benefits while also advocating for you directly to the provider to make sure you get the best experience possible.