MetLife Pet Insurance at a Glance

  • You can enroll by clicking “Get a Quote” on the side bar and following the instructions.

  • This plan is highly customizable, you can select from 50-90% reimbursement, a plan limit of $2,000-$10,000, and a deductible between $0-$2,500.

  • You can also elect to expand your plan to include “preventative care,” which covers vaccinations, teeth cleanings, or flea prevention.

  • If you currently have pet insurance with another carrier, you can swap to this plan and maintain coverage for any “pre-existing” conditions.

  • You can get a discount on your rates by going through our link and additional discounts if you’re a first responder or when you bundle additional pets into one plan.

MetLife Pet Insurance offers extremely customizable plans that you can design yourself! With the ability to choose your coverage, annual benefit, and reimbursement percentage, you can really make the best plan for you, your wallet, and your pet!

 

This plan also offers additional benefits, like access to a 24/7 pet health helpline, the ability to see any vet in America, and the convenience of using MetLife’s online claim service through your browser or the app!


Is Pet Insurance right for me?

We think pet insurance can be useful for any pet owner, but is especially useful for new pets. This is because younger pets will need a lot of routine tests and treatment that the plan will cover. It’s also great for teenaged pets because that’s when health issues tend to start to crop up (and you’ll want to be covered before your pet gets sick in a way that would be deemed a “pre-existing condition”).


That isn’t to say pet insurance is bad for older pets. It can be very useful, but as your pet gets older, your premium goes up, making it harder to recommend. That all being said, it’s always worth getting a quote and just seeing how much you could save if you have the plan.

More Info

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How do I enroll?

To enroll you can click “get a quote” on the side bar. From there, you just follow the instructions! If you run into any issues or need help, you can email support@sdpeba.org.


How do I file a claim?

Once you’re enrolled and your plan has begun, you simply go to any vet like normal. After your visit, request an itemized bill. You then have three options, you can submit your claim via the MetLife phone app, through MetLife’s website, or by mailing it in! We recommend the website since it is the most intuitive and easy to use.

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About Us

The San Diego Public Employee Benefit Association is a partnership of unions and associations designed to help reduce costs, improve benefits, and enhance support for San Diego’s public employees. We’re here to answer your questions and help make sure you get the most out of your benefits while also advocating for you directly to the provider to make sure you get the best experience possible.