If you’re looking to maximize your coverage, this is the plan for you. With no deductibles, a very generous out-of-pocket maximum, and additional benefit enhancements, the Sharp Classic plan truly has you covered.
What does that all mean? Good question. Out-of-pocket-maximums refer to the most you’ll pay in a calendar year out of pocket for copay. With the Sharp Classic plan you will, at most, pay $1,500 ($3,000 for families) for medical care in a year. Which is great! That means if there are serious issues going on and you are in and out of the hospital/doctors, you won’t have to worry about going above that amount. On top of that, through Sharp’s Value network you have access to a huge network of doctors and specialists all in and around the San Diego area.
For a full list of what the Classic Plan covers, check out this brochure linked here.
Is the Sharp Classic Plan right for me?
If you’re looking at medical plans, you should think about what level of coverage you want. Most medical plans are offered at premium, middle, and budget tiers (think Platinum, Gold, Silver). When it comes to Sharp Plans, the Classic is at the platinum tier. It offers more coverage and is less restrictive but has a higher premium.
It’s important to note that if you live in Southern Riverside or the Temecula area, the Classic Plan has coverage in these locations. Additionally, the Rady Children’s hospitals are in the Classic’s Value network.
In order to make the best choice for you, we suggest you look at this benefit breakdown from Sharp that compares each plan and the rate sheet linked here. Think about what sort of medical needs you have and what plan fits best into your budget.
If you’re still struggling, feel free to contact us and we can answer any questions you might have: email support@SDPEBA.org or call 888-315-8027
How much does this plan cost?
- Single - $374.13
- EE & SP/DP - $818.16
- EE & Child(ren) - $709.95
- Family - $1,135.32
How do I enroll?
Active City employees will need to go through SAP in order to enroll in any of our Sharp plans. If you have any questions about enrolling, feel free to call 888-315-8027 or email support@SDPEBA.org. If you already have the plan, you don’t need to reenroll, only contact us to add, change, or remove your existing plans.
How do I use the plan?
To use your Sharp plan, you will need to head to your assigned primary care provider that is shown on your ID card. If you’d like to change your primary care provider at any time, contact Sharp’s SDPEBA team by calling (888) 840-4747.
About Us
The San Diego Public Employee Benefit Association is a partnership of unions and associations designed to help reduce costs, improve benefits, and enhance support for San Diego’s public employees. We’re here to answer your questions and help make sure you get the most out of your benefits while also advocating for you directly to the provider to make sure you get the best experience possible.