We offer two different Pet Insurance plans, MetLife Pet and Nationwide Pet. Both plans similarly and allow you to see any vet in the country and receive coverage, but differ greatly in the levels of customization.
We highly suggest that anyone who is looking into pet insurance starts off with a quote, and you can get a quote from either provider by clicking the links below.
Get a MetLife Quote Get a Nationwide Quote
The plans are relatively similar in how they operate. Once you’re enrolled and you’ve gone to the vet, all you need to do is submit an itemized bill to either MetLife or Nationwide. After your claim is processed, you’ll receive a payout based on the coverage you elect when signing up for the plan. Both plans also offer discounts if you bundle multiple pets into one “family” plan and offer the most coverage for dogs and cats.
Their differences are somewhat complicated, but to put it plainly: MetLife is very customizable and offers wider coverage options, whereas Nationwide is more restrictive. MetLife also differs by honoring coverage for preexisting conditions if you’re swapping from a different pet insurance provider that covered those conditions.
MetLife offers reimbursement plans ranging from 50% to 90%, has a preventative care add-on, and allows you to select a deductible. Nationwide plans cover 50% or 70% of your bill and always have a $250 deductible. Nationwide also offers coverage for exotic pets, however you’ll need to call to get a quote for these plans.
If you have questions about these plans or want to learn more, click the buttons below to be taken to that plan’s page. And if you can’t find the answer to your questions, you can always email us at Support@SDPEBA.org!
About Us
The San Diego Public Employee Benefit Association is a partnership of unions and associations designed to help reduce costs, improve benefits, and enhance support for San Diego’s public employees. We’re here to answer your questions and help make sure you get the most out of your benefits while also advocating for you directly to the provider to make sure you get the best experience possible.