Sharp Select at a Glance

  • Sharp Select is a plan that combines great coverage with a lower monthly premium.

  • This plan offers lower copays than the Saver plan but has a smaller network than the Classic plan.

  • The Sharp Select plan has no annual deductibles and $3000 out of pocket maximum.

  • This plan also uses coinsurance rather than copay for some services.

  • Active City Employees can enroll in Sharp through SAP.

The Sharp Select plan has a nice balance of lower monthly premiums and good medical coverage. With no deductibles on care and a generous out-of-pocket maximum, the Sharp Select plan is a good call for anyone who wants good medical coverage, but doesn’t want to break the bank. Note that there is a pharmaceutical deductible on covered preferred and non-preferred drug plans.


The main limiting factor for the Sharp Select plan is the network, but it has recently expanded to include Rady’s Children Hospital. This version of the Sharp plan is part of the Performance Network, with this plan coverage outside of San Diego is very limited.


For a full list of what the Select Plan covers, check out this brochure linked in the sidebar.


Is Select Plan right for me?

If you’re looking at medical plans, you should think about what level of coverage you want. Most medical plans are offered at premium, middle, and budget tiers (think Platinum, Gold, Silver). When it comes to Sharp Plans, the Select plan is at the gold tier. It offers a decent amount of coverage but is more restrictive about where you can go.  

 

In order to make the best choice for you, we suggest you look at this benefit breakdown from Sharp that compares each plan and the rate sheet linked here. Think about what sort of medical needs you have and what plan fits best into your budget.  

 

If you’re still struggling, feel free to contact us and we can answer any questions you might have: email support@SDPEBA.org or call 888-315-8027.


How much does this plan cost?
To view up to date rates, please check the rate sheet on the sidebar for a detailed breakdown of the plan's cost.

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How do I enroll?

Active City employees will need to go through SAP in order to enroll in any of our Sharp plans. If you have any questions about enrolling, feel free to call 888-315-8027 or email support@SDPEBA.org. If you already have the plan, you don’t need to reenroll, only contact us to add, change, or remove your existing plans.


How do I use the plan?

To use your Sharp plan, you will need to head to your assigned primary care provider that is shown on your ID card. If you’d like to change your primary care provider at any time, contact Sharp’s SDPEBA team by calling (888) 840-4747.

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About Us

The San Diego Public Employee Benefit Association is a partnership of unions and associations designed to help reduce costs, improve benefits, and enhance support for San Diego’s public employees. We’re here to answer your questions and help make sure you get the most out of your benefits while also advocating for you directly to the provider to make sure you get the best experience possible.